Medicare Supplemental Insurance

Our agents are masters of Medicare and will help you get the Medicare Supplemental coverage you need. From zero premium plans to Part A, B, C or D plans, we’ll help make sense of the options and explain your choices clearly and completely.

You have questions, we have answers!

Start with the information on this page and when you’re ready, call us at (541) 343-1999 or submit the form to the right and we’ll be right in touch.

Am I a candidate for a Medicare Supplemental plan?

The ideal candidate for a Medicare Supplemental plan is someone who needs or wants any of the following:

  • Needs more benefits beyond what Original Medicare provides
  • Wants more predictable costs than those offered by Original Medicare alone
  • Wants both medical and prescription drug coverage

How much do you charge for consultations?

Our Medicare consultations are always 100% FREE! We help you weigh your options and make the best choice for you, and we don’t charge for our services since our fee is paid by the insurance carrier you select. So there is literally zero cost for you to take advantage of our knowledgeable staff to help you make sense of Medicare.

Am I dual plan eligible?

Being dual plan eligible means that you meet the requirements for eligibility for both Medicare as well as Medicaid. We have helped hundreds of individuals determine their eligibility status and apply for the coverage that best meets their needs. Just give us a call!

What is 'The Birthday Rule'?

Starting in 2013, Oregon residents are allowed to change Medicare Supplemental insurers once per year, around the month of their birthday — regardless of your health status, good or poor. We have detailed information that helps explain “The Birthday Rule” and how it can be used to your advantage. Just give us a call or submit the form to the right.

Get Free Information

We’ll explain your options for insurance
coverage right away. 








Call us at (541) 343-1999

1

CALL TO DISCUSS

We are experts on the Medicare options available to you. And remember: our services are always 100% free!.

2

LEARN YOUR OPTIONS

We’ve helped thousands of people navigate the confusing world of Medicare coverage options.

3

MAKE YOUR SELECTION

You may count on us to make objective recommendations that will always be in your best interest.

Want To Learn More About Your Medicare Coverage Options?

There are two main ways to increase your Medicare coverage.

OPTION ONE

Add Medicare Supplemental & Part D Drug Plan

SUPPLEMENTAL INSURANCE:

You must be eligible for Part A and enrolled in Part B to add a Medicare Supplemental plan.

Part A (Hospital Ins.)

Original Medicare includes Part A and/or Part B. You must have one or both.

Part B (Medical Ins.)

Original Medicare includes Part A and/or Part B. You must have one or both.

Part D (Prescriptions)

Original Medicare does not include Rx coverage (see note below).

Supplemental Ins.

Supplemental Insurance does not include Rx coverage (see note below).

OPTION TWO

Enroll in Medicare Advantage plan.

MEDICARE ADVANTAGE PLAN:

Includes both Part A (Hospital) and Part B (Medical) insurance plans.

Part A & B Combined

Medicare Advantage plans include both Part A and Part B coverage.

Can’t Be Denied

This gives you the convenience of a single plan; and if you’re eligible for Medicare, you cannot be denied coverage.

Part D (Prescriptions)

Most Medicare Advantage plans include prescription drug coverage benefits.

Additional Benefits

Some Medicare Advantage plans offer additional benefits not covered by Medicare, like vision, hearing aids, and more.

MEDICARE SUPPLEMENTAL INSURANCE NOTE:

If you would like prescription drug coverage, you need to enroll in a Prescription Drug Plan at the same time you enroll in your Medicare Supplemental Insurance policy. We can help you select the plan right for you.

READY TO CONTACT US?

Just complete the form below and we’ll give you a call, or call us at (541) 343-1999

Get Free Information

We’ll explain your options for insurance
coverage right away. 

What are you most interested in?

Call us at (541) 343-1999

Important Medicare News You Can Use

Stay up to date with news about Medicare insurance by visiting the linked articles below.

  • Buying Medicare Supplemental Plan

Should You Buy Medicare Supplemental Insurance

July 30th, 2019|

If you have Medicare, are your insurance needs covered, or do you need a Medicare Supplemental Insurance (Medigap) policy? The answer to that question may surprise you. As we’ll learn today, Medicare doesn’t cover everything, and so it’s actually a very good idea to [...]

  • Types of Medicare Plans

Types of Medicare Supplemental Insurance

July 30th, 2019|

Medicare Supplemental Insurance plans, or Medigap plans, are insurance plans sold by private companies to help cover gaps in care left by Original Medicare. Today, let’s talk about the different types of Medigap plans and see if we can find one that might be [...]

  • Medicare Questions

Medicare Insurance: Questions & Answers

July 30th, 2019|

If you’re enrolling in a Medicare plan and looking into Medicare Supplemental Insurance, you probably have some questions. It’s quite natural to have questions and look for answers about Medicare Insurance and Medicare Supplemental Insurance (Medigap), and today we’ll look at some of the [...]

  • Medicare prescription coverage

Medicare Supplemental Plans and Open Enrollment

July 30th, 2019|

Medicare Supplemental Insurance Plans, also referred to as Medigap plans, are an excellent way to help plug gaps in your coverage after your Medicare benefits pay out. There are different types of Medigap plans, but all are provided by private companies, and you can sign [...]