Medicare Health Plans

Our agents are masters of Medicare and will help you get the Medicare health plan you need. From zero premium plans to Medicare Supplement plans, we’ll help make sense of the options and explain your options clearly.

You have questions, we have answers!

Start with the information on this page and when you’re ready, call us at (541) 343-1999 or submit the form to the right and we’ll be right in touch.

Am I a candidate for a Medicare Supplement plan?

A good candidate for a Medicare Supplement plan is someone who needs or wants any of the following:

  • Needs more coverage beyond what Original Medicare provides
  • Wants fixed costs for medical services
  • Would rather pay a higher premium in exchange for lower medical bills for medical services

A good candidate for a Medicare Advantage plan is someone who needs or wants any of the following:

  • More benefits beyond what Original Medicare provides
  • Wants both medical and prescription drug coverage in one plan
  • Would rather have a lower premium in exchange for copay’s for medical services

Our Medicare consultations are always 100% FREE! We help you weigh your options and make the best choice for you, and we don’t charge for our services since we are paid by the insurance carrier you select. There is literally zero cost for you to take advantage of our knowledgeable staff to help you make sense of Medicare, and your insurance premium will be the same as if you were to buy direct from the insurance company. They pay us; not you!

Starting in 2013, Oregon residents have been allowed to change Medicare Supplemental insurers once per year, around the month of their birthday — regardless of one’s health status, good or poor. We have detailed information that helps explain “The Birthday Rule” and how it can be used to your advantage. Just give us a call or submit the form to the right.

Get Free Information

We’ll explain your options for insurance
coverage right away. 






Call us at (541) 343-1999

1

CALL TO DISCUSS

We are experts on the Medicare options available to you. And remember: our services are always 100% free!.

2

LEARN YOUR OPTIONS

We’ve helped thousands of people navigate the confusing world of Medicare coverage options.

3

MAKE YOUR SELECTION

You may count on us to make objective recommendations that will always be in your best interest.

Want To Learn More About Your Medicare Coverage Options?

There are two main ways to increase your Medicare coverage.

OPTION ONE

Add Medicare Supplemental & Part D Drug Plan

SUPPLEMENTAL INSURANCE:

You must be eligible for Part A and enrolled in Part B to add a Medicare Supplemental plan.

Part A (Hospital Ins.)

Original Medicare includes Part A and/or Part B. You must have both.

Part B (Medical Ins.)

Original Medicare includes Part A and/or Part B. You must have both.

Part D (Prescriptions)

Original Medicare does not include Rx coverage (see note below).

Supplemental Ins.

Supplemental Insurance does not include Rx coverage (see note below).

OPTION TWO

Enroll in Medicare Advantage plan.

MEDICARE ADVANTAGE PLAN:

Includes both Part A (Hospital) and Part B (Medical) insurance plans.

Part A & B Combined

Medicare Advantage plans include both Part A and Part B coverage.

Can’t Be Denied

This gives you the convenience of a single plan; and if you’re eligible for Medicare, you cannot be denied coverage.

Part D (Prescriptions)

Most Medicare Advantage plans include prescription drug coverage benefits.

Additional Benefits

Some Medicare Advantage plans offer additional benefits not covered by Medicare, like vision, hearing aids, and more.

MEDICARE SUPPLEMENTAL INSURANCE NOTE:

If you would like prescription drug coverage, you need to enroll in a Prescription Drug Plan at the same time you enroll in your Medicare Supplemental Insurance policy. We can help you select the plan right for you.

READY TO CONTACT US?

Just complete the form below and we’ll give you a call, or call us at (541) 343-1999

Get Free Information

We’ll explain your options for insurance
coverage right away. 

    What are you most interested in?

    Call us at (541) 343-1999

    Important Medicare News You Can Use

    Stay up to date with news about Medicare insurance by visiting the linked articles below.

    EnvisionRx/Elixir Information

    October 9th, 2020|

      We created this page for our 2020 EnvisionRx prescription drug plan clients. As you are likely aware, they are changing names in 2021 and will be doing business as Elixir. They have been sending out confusing mailings lately that imply your plan's premium will [...]

    2021 Medicare Enrollment Links

    October 20th, 2019|

    October 2020 This page contains links to self-enroll in a 2021 Medicare Advantage plan, while also assigning one of our agents to your policy. If you know the Medicare Advantage plan in which you wish to enroll for 2021, click the link by your agent's [...]