Medicare Supplemental Insurance

Our agents are masters of Medicare and will help you get the Medicare Supplemental coverage you need. From zero premium plans to Part A, B, C or D plans, we’ll help make sense of the options and explain your choices clearly and completely.

You have questions, we have answers!

Start with the information on this page and when you’re ready, call us at (541) 343-1999 or submit the form to the right and we’ll be right in touch.

Am I a candidate for a Medicare Supplemental plan?

The ideal candidate for a Medicare Supplemental plan is someone who needs or wants any of the following:

  • Needs more benefits beyond what Original Medicare provides
  • Wants more predictable costs than those offered by Original Medicare alone
  • Wants both medical and prescription drug coverage

How much do you charge for consultations?

Our Medicare consultations are always 100% FREE! We help you weigh your options and make the best choice for you, and we don’t charge for our services since our fee is paid by the insurance carrier you select. So there is literally zero cost for you to take advantage of our knowledgeable staff to help you make sense of Medicare.

Am I dual plan eligible?

Being dual plan eligible means that you meet the requirements for eligibility for both Medicare as well as Medicaid. We have helped hundreds of individuals determine their eligibility status and apply for the coverage that best meets their needs. Just give us a call!

What is 'The Birthday Rule'?

Starting in 2013, Oregon residents are allowed to change Medicare Supplemental insurers once per year, around the month of their birthday — regardless of your health status, good or poor. We have detailed information that helps explain “The Birthday Rule” and how it can be used to your advantage. Just give us a call or submit the form to the right.

Get Free Information

We’ll explain your options for insurance
coverage right away. 

What are you most interested in?

Call us at (541) 343-1999

1

CALL TO DISCUSS

We are experts on the Medicare options available to you. And remember: our services are always 100% free!.

2

LEARN YOUR OPTIONS

We’ve helped thousands of people navigate the confusing world of Medicare coverage options.

3

MAKE YOUR SELECTION

You may count on us to make objective recommendations that will always be in your best interest.

Want To Learn More About Your Medicare Coverage Options?

There are two main ways to increase your Medicare coverage.

OPTION ONE

Add Medicare Supplemental & Part D Drug Plan

SUPPLEMENTAL INSURANCE:

You must be eligible for Part A and enrolled in Part B to add a Medicare Supplemental plan.

Part A (Hospital Ins.)

Original Medicare includes Part A and/or Part B. You must have one or both.

Part B (Medical Ins.)

Original Medicare includes Part A and/or Part B. You must have one or both.

Part D (Prescriptions)

Original Medicare does not include Rx coverage (see note below).

Supplemental Ins.

Supplemental Insurance does not include Rx coverage (see note below).

OPTION TWO

Enroll in Medicare Advantage plan.

MEDICARE ADVANTAGE PLAN:

Includes both Part A (Hospital) and Part B (Medical) insurance plans.

Part A & B Combined

Medicare Advantage plans include both Part A and Part B coverage.

Can’t Be Denied

This gives you the convenience of a single plan; and if you’re eligible for Medicare, you cannot be denied coverage.

Part D (Prescriptions)

Most Medicare Advantage plans include prescription drug coverage benefits.

Additional Benefits

Some Medicare Advantage plans offer additional benefits not covered by Medicare, like vision, hearing aids, and more.

MEDICARE SUPPLEMENTAL INSURANCE NOTE:

If you would like prescription drug coverage, you need to enroll in a Prescription Drug Plan at the same time you enroll in your Medicare Supplemental Insurance policy. We can help you select the plan right for you.

READY TO CONTACT US?

Just complete the form below and we’ll give you a call, or call us at (541) 343-1999

Get Free Information

We’ll explain your options for insurance
coverage right away. 

What are you most interested in?

Call us at (541) 343-1999

Important Medicare News You Can Use

Stay up to date with news about Medicare insurance by visiting the linked articles below.

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Medicare Supplemental Insurance: Is It Right For You?

March 24th, 2019|

If you are enrolled in original Medicare or expecting to enroll soon, you may have heard about Medicare Supplement Insurance policies, also referred to as Medigap policies. Let’s discuss these policies and see if they’re worth the additional premiums. The first thing to understand [...]

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Turning 65? Know if you Must Enroll in Medicare

March 18th, 2019|

If you’re turning 65, you’ve probably given some thought to Medicare and wondered if you need to enroll. Here are a few things to know that will help you figure out if you need to enroll. Eligibility for Medicare starts at 65, although enrollment [...]

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Important Medicare Facts and How to Apply

August 21st, 2018|

Health care and insurance have been hot topics over the past couple of years, and the sheer volume of information out there can be overwhelming. There are countless Medicare facts, opinions, acronyms, and regulations that it can make the average person feel pretty lost. [...]

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Medicare 101 – Part D: “D is for Drug”

June 22nd, 2018|

Part D of Medicare is prescription drug coverage. This information was covered in Jeff Tomlin's free presentation at Lane Community College: Medicare 101 - The A, B, C & D's. Please enjoy a brief summary and video of this portion of the course. The [...]